When facing the choice between spending money on the long term asset or on the short term consuming, different people have different opinions due to their distinct backgrounds and experiences. Some people claim that saving some money for future use is better while others insist that it is fine justspend our money on present pleasure. Personally speaking, I prefer the latter one because considering our life goal and the present economic policy,short term consuming has more advantages.

 First of all, spending our money on present pleasure can help us living our dreaming life in a much shorter time. Here I will show an easy calculate: If I have been longing for a private car, valuing one hundred thousand yuan, and my earnings is five thousandyuan a month apart from other necessary expenses. Then I will make it in a year and eight month later, even if I don't loan any money from the bank(actually I can get a ten thousand yuan loan without any trouble ).

 But if I justspendmajority of mymoney on the long term asset, howmany years later can I afford it. Maybe five years or ten years or much longer. Maybe when I can afford it I have changed my job or retired, and I do not need a car any longer. In this way, I will never enjoy what I want when I really need it.Living in such kind of life will not make me happy. So as for me, I think spending money

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